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Payday Loans Online Direct Lenders Only Perkins Loan

10-Aug-2019 01:06 PM

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The Perkins Loan is administered through the Department of Education and is distributed to students that are in need of additional financial aid. There are around 1,500 post-secondary institutions that participate in the this Loan Program with many more to follow thanks to the Student Aid and Responsibility Act of 2009.

Students that would like to become eligible for this type of student online payday loans direct lenders should complete the FAFSA or Free Application for Federal Student Aid. This form will take into consideration a family's Adjusted Gross Income, total assets, and other financial factors to determine if a student is eligible to receive federal student aid. Once the FAFSA is submitted, the Department of Education will complete a calculation to determine if a student is in-need of financial assistance to attend a qualified post-secondary institution.

Students that are eligible to receive the Perkins Federal Student secure payday loans direct lender can receive up to $5,500 a school year if they are enrolled at least half time in an undergraduate program. The most an undergraduate student can receive is up to $27,500. If a graduate student is eligible for a Perkins Federal Loan then they can receive up to $8,000 a school year. The most a graduate student can borrow is $60,000, which includes undergraduate and graduate student loans.

The Direct Perkins Loan is a great way to fund your post-secondary education, since it offers very attractive interest rates and friendly repayment terms. The interest rate is currently set at 5% and repayment terms can be anywhere from 3 years to 10 years. The borrower is able to decide how fast they would like to pay of this payday loan with direct lenders no credit check.

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